General Discussion Discuss anything and everything motorcycle-related

Old May 21st @ 12:10 pm   #1
beansbaxter's Avatar
From: Seattle, WA

Motorcycle: 2006 ZX-10R
Insurance firm no longer counting penalty points
Published: 21 May 07

POINTS ON your licence may not be such a worry in the future if a car insurance company's recent move has anything to go by.

Swinton Insurance is no longer automatically counting penalty points towards insurance premium calculation,s because of the high number of drivers - more than 6 million - who now have points on their licence.

Paul Smith, founder of motoring group, said: "Clearly the Swinton announcement means that we are giving out fines and points to drivers at random. If we gave fines only to risky drivers then the risk would be clear in insurance company's crash statistics. The vast majority of licence points are for speeding offences detected by camera and it just goes to prove that speed camera fines are pointless."

Let's hope a motorcycle insurance firm follows suit, as clearly a move like this would make a lot of bikers very happy.

Source: Visordown

Remembering Gleno
Old May 21st @ 01:40 pm   #2
jwd's Avatar
From: Vegas Knights MC

Motorcycle: 2004 GSX-R 600
lol I think a lot of companies are already not caring about points per say as much, my ins never went up three years back when i got into an accident, i kept my tier, i just couldn't advance a tier until they clear, but hey accidents happen im glad my ins understands that!
Old May 21st @ 03:49 pm   #3
2upFZ1's Avatar
From: NLV - Lone Mt & Clayton

Motorcycle: 2002 Yamaha FZ1
For most ins co's, the first accident usually doesn't affect your rates, it's the 2nd one that they'll bend you over for.
Old May 21st @ 06:04 pm   #4
mattyrides07's Avatar
From: (Home) Las Vegas; (Stationed) Alaska; (currently) East Paktika, Afghanistan

Motorcycle: (2) 1984 Matty-Legs (they're SUPER fast!)
When my truck was totaled a year and a half ago; my insurance co added 7 points on my insurance record. My rates with through the roof, and they'll be high until I do my time.
Old May 21st @ 08:34 pm   #5
Lost Sheep's Avatar
From: Las Vegas

Motorcycle: 06 1000 rr bone stock 01 F4I
I hate insurance companys

but I'm glad to hear no points for tickets

counting, firm, insurance, longer, penalty, points

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